How to make a finance order –

  • Add the items to your basket (minimum spend £355.00)
  • Complete the VMO checkout
  • Select V12 Finance as your payment method
  • Fill in the simple V12 Finance application
  • When completed, and accepted, V12 will notify us and we will despatch your order
  • We will contact you to arrange payment of the deposit

VMO can offer Finance terms through V12 Finance. Finance is available on any order over £355 and you can have finance on just a single item or a whole basket of items.
The finance is available to any customer in the UK and is subject to a credit application.
To apply for Finance just add the items you want to the shopping cart and select the ‘V12 Finance’ payment option at checkout. The application only takes about 5 minutes to fill in on-line and you will get a near instant decision from V12 Finance. If accepted, your goods will leave us the next working day.

We offer 4 different types of finance which are all subject to a credit check. Full terms and conditions are available on request and also available when you apply.

1 – 6 Months 0% Interest Free.

Minimum order £355. Requires a 10% deposit.

2 – 12 Months 0% Interest Free.

Minimum order £355. Requires a 10% deposit.

3 – 24 Months 9.9% APR.

Minimum £355. Requires a 10% deposit.

4 – 36 Months 15.9% APR.

Minimum £355. Requires a 10% deposit.

To apply you must be:-

  • Aged 18 or older.
  • You, or your partner, are in permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
  • Have been resident in the UK for at least 3 years and will continue their residency in the UK.
  • Have a debit or credit card in their name and registered to their address (you'll need this to match the address used to complete the identity verification).
  • Have a Bank or Building Society current account
  • Have an e-mail address
  • Goods MUST be delivered to the address on the finance application

For details please either e-mail sales@veals.co.uk or give us a call on 01275 892000.